Community Swimming Pool Insurance

Welcome to PoolPro for community pools. Since 1993, we have continually refined our insurance program to be comprehensive yet affordable for budget conscious community pools, and we are the most recommended community swimming pool liability insurance program among licensed insurance professionals today. The PoolPro Community Swimming Pool Insurance program protects community pools, where residents of a community belong, from Property and Liability exposures. PoolPro protects the pool, the facility, the board, the pool manager, the staff, patrons and swim teams from the risks associated with a community pool.

PoolPro’s mission is to offer agents and brokers an exceptional line of insurance and risk management products tailor-made and competitively priced for community pools:

WALK! Pool Safety Program is our innovative loss prevention and risk management service designed to lessen the potential for claims by promoting safety awareness and reporting. This includes:

  • Educating lifeguards of age specific risk factors;
  • Proper alignment and ratio of guards to patrons;
  • Best practices for events including swim meets or sponsored events;
  • Raising awareness of all relevant safety issues among staff;
  • Publishing a response protocol for staff to adhere to;
  • And many other loss prevention recommendations


PoolPro offers:

Property, General Liability (no coverage exclusions or restrictions for athletic participants), Unique Coverage Liability, Non-owned Automobile, Sexual Molestation, Crime, Umbrella Liability, Directors & Officers Liability, Equipment Breakdown (also called Boiler & Machinery), Workers’ Compensation & Employers Liability.

Additional Coverage for Community Pools

Additional Coverage for Community Pools:

  • Additional Insured for Club Members/Swim Teams/Divers with Medical Payments included with $10,000 limit
  • Sexual Abuse and Molestation coverage offered – limits $50K/$100K, or $100K/$300K
  • Hired and Non-Owned Auto included in pricing
  • Quote for D&O with EPLI Option; $1mil limit; No deductible; Available 2 year locked in rate
  • Umbrella quotes $1mil – $4mil (higher limits considered); SIR $10,000; Professional Liability & Sexual Abuse and Molestation excluded


PoolPro Features

  • PoolPro provides the most complete suite of coverage to meet the unique needs of pools and pool professionals;
  • We cover all types and sizes of community pools, from single pools to the multi-pool complex with multiple swim teams and events.
  • Our pricing is highly competitive. We pride ourselves on offering great coverage for an affordable price.
  • We are committed to service. Our underwriters, claims department and loss control teams are noted by our agency partners for providing quick indications, clarification and recommendations when needed.

Forms & Applications

Forms & Applications:

Swim Club Supplemental Application

Broker Highlights

Broker Highlights

  • PoolPro is the most recommended insurance program among insurance agents;
  • Developed, underwritten and refined by pool industry specialists since 1993;
  • The financial stability of an A.M. Best “A” (Excellent) XV, admitted carrier;
  • Custom coverage without the gaps typical of standard BOP products;
  • Close monitoring of pool liability claims and law changes
  • Pool-specific risk control program to educate insureds on best safety and prevention practices
  • Dedicated claims handling team, experienced in pool industry claims


For more information, contact:
Dan Coughlin
(800) 289-4097

Eligible States

PoolPro coverage is unavailable in the following states:

AK, FL, HI, LA, NM, OK, VT, WV & the 5 boroughs in NYC which are Manhattan, Brooklyn, Queens, Bronx & Staten Island.

Russell Program Managers Eligibility Map